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What is the difference between PSHB and FEHB?

'... mandates that the PSHBP begin coverage starting in January 2025. Though situated within the broader FEHB Program, the PSHBP is a separate health benefit, with separate carriers, plans, and enrollment prerequisites. ...Critically different from FEHB, the PSHBP requires verifying the Medicare enrollment of PSHBP enrollees – for example, if a postal annuitant who is required to be enrolled in Medicare Part B is not enrolled or disenrolls, they are no longer eligible to be enrolled in the PSHBP. To meet this requirement, OPM must routinely accept and integrate Medicare eligibility enrollment information and confirm PSHBP eligibility with a number of stakeholder agencies, exchanging data with the Social Security Administration (SSA), Department of Veterans Affairs (VA), Department of Labor Office of Workers Compensation (DOL), OPM Retirement Services (RS), and, of course, USPS. This integration is unique among employer-based health insurance programs.'

Reference: www.opm.gov
Tags: Postal Service Health Benefits Program (PSHB),FEHB, PSHB vs. FEHB,

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Beware Federal Employees: Mandatory Medicare First Step to Eliminating FEHB Coverage for Retirees?

'...Postal reform legislation may impact the rest of the federal workforce by changing Medicare eligibility and increasing FEHB costs...As is often the case in Congressional bills, the bill’s title does not reveal the real impact of the proposal. In this case, “Postal reform” legislation has been introduced in the House of Representatives. The title is accurate but the real impact may be the potential to increase health care premiums for federal employees and retirees enrolled in Federal Employees Health Benefits (FEHB) plans. The legislation could also turn out to be the first step in removing federal retirees from the FEHB..'

Reference: www.fedsmith.com
Tags: Medicare , FEHB Coverage for Retirees, Mandatory Medicare,USPS retirement,Federal Retirement,Retirement,

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